Insurance Client Strategies
Standish Insurance Specialists
Insurance Asset Management
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Tax Sensitive Strategies
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Crossover Strategies
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Taxable Strategies
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- Over 70 years of providing investment management services for a broad range of insurance clients.
- Dedicated investment team focused on providing insurance clients with customized portfolio solutions.
- Our commitment to clients is reflected in our longstanding client relationships with an average tenure of just over 10 years.
- Our clients benefit from the pooled resources of all Standish sector teams across all fixed income markets.
- Our strategic partnership approach included direct client access to portfolio managers and investment analysts across the firm.
- Full service solutions including asset management, custody and insurance accounting.
Approach
- Establish Objectives
- Strategic Approach
- Investment Strategy & Research
- Portfolio Construction
- Risk Management
- Dedicated investment team specializing in insurance asset management
- Full accessibility to Standish’ firm-wide resources
- Frequent communication with portfolio manager
- High level of service with dedicated relationship manager
Strategic Analysis
- Establish Objectives
- Strategic Approach
- Investment Strategy & Research
- Portfolio Construction
- Risk Management
- Understand clients’ investment and business priorities
- Consultative approach to asset allocation and portfolio solutions
- Customized portfolio management to best meet clients’ unique needs
Crossover Investment Strategies
- Establish Objectives
- Strategic Approach
- Investment Strategy & Research
- Portfolio Construction
- Risk Management
- Combines expertise in municipal and taxable bond investing
- Goal is to maximize after-tax income and total return
- Flexibility to adapt to tax rate fluctuations
- Actuarial analysis of net income projections and optimal allocation between municipal and taxable bond sectors
Portfolio Construction
- Establish Objectives
- Strategic Approach
- Investment Strategy & Research
- Portfolio Construction
- Risk Management
Risk Tolerance
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Is the bond appropriate given the clients risk tolerance? |
Statutory Regulations
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Would the bond be of concern to the DOI, A.M. Best and auditors? |
Tax Optimization
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Is this trade consistent with the targeted tax-exempt allocation? |
Gain/Loss
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Are we within the client’s gain/loss budget? |
Cash Flow Requirements
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Does this trade provide needed liquidity? |
Investment Income
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Will this trade enhance book investment income? |
Surplus Management
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Is the asset allocation/duration aligned with the surplus targets? |
Comprehensive Risk Management & Reporting
- Establish Objectives
- Strategic Approach
- Investment Strategy & Research
- Portfolio Construction
- Risk Management
- Pre- and Post-trade compliance
- Transparency of results with custom attribution
- Disciplined process to measure risk exposures and portfolio volatility
- Utilize scenario and tail risk analysis to manage downside risk
- Custom client reporting
Consistent Results
- Customized portfolio solutions to achieve book yield, total return and/or after-tax return objectives
- Provide attractive risk-adjusted returns; “no surprise” approach
- Insurance-specific performance composites to demonstrate the stability of our results
